As we head towards the delights of summer, some small operators may be gearing up for big business. Perhaps you run a holiday inn that flourishes during the warmer months? On the other hand it could be an ice-cream parlor that has customers lining up around the block. Season-reliant businesses often depend on certain periods of the year to help keep the business thriving, so it’s vital to ensure you have adequate MA business insurance should an unforeseen disaster strike.
With so much riding on a season, it’s worth being prepared for any eventuality. Pre-summer is a great time to review your insurance policy and check that you have adequate building and contents coverage, and liability. Remember that there are a whole range of insurance policies available for certain industries so knowing all of your options is essential. Outdoor sign coverage, refrigeration breakdown and food spoilage are just a few examples of policies you might benefit from knowing about. Business interruption coverage is another handy option in that it may compensate you for lost income if you are forced to close after a disaster.
It takes a lot to run a business, and MA business insurance is of course just one aspect. Professional advice may help you stay informed and save you valuable time, so feel free to contact your agent to discuss.