Do the Winters Increase Your Costs for Auto Insurance in Rhode Island?

November 16, 2011

Every year when it comes time to renew their auto insurance in Rhode Island, residents get anxious. Depending on their driving record from the previous year or claims made, some individuals may see an increase in their premiums. Saving money is important to most people and driving safely can help you avoid unnecessary insurance increases. Here are some tips on driving through Rhode Island winters without incident.

The best way to avoid accidents is to stay indoors during winter storms. With blizzards common in northern states like Rhode Island, it is easy to get stranded when the weather changes suddenly.

It’s not always possible to avoid going out during a snow storm but you need to adjust your driving habits to match the inclement weather. Slow down to avoid skidding on the ice. Do not drive through large piles of snow. Find another route instead.

It is also important to be observant. Just because you are driving carefully does not mean everyone behind the wheel is doing the same. Avoid distractions like eating, talking on your cell phone, and loud music. By keeping your full attention on the road, you can take preventive measures to avoid accidents.

You may be successful in driving safely in all types of whether, but that does not mean your insurance company will never raise your premiums. Are you unhappy with the rates of yourauto insurance in Rhode Island? Rhode Island residents can request more affordable quotes online or speak to one of our agents in person. With John Andrade Insurance Agency, Inc., you can get the coverage you need for your home.

Contact us today for more information!